FRAUD ALERT
August, 2009

There is a new phishing scheme called "smishing." Smishing is a term used to describe the sending of so called SMS text messages to cell phones to solicit bank information. The message looks like it came from a financial institution and indicates that the customer's ATM card is being deactivated or has expired. It asks the recipient to contact a phone number to reactivate their card and provide the card number, the PIN number, and the three digit security code. This stolen information is then used to withdraw funds from the customer's account.

Provident Community Bank does not ask for confidential information over the phone without verification. If you recieve a text message asking for information about your account, contact an associate at Provident Community Bank immediately.

FRAUD ALERT - FDIC Warning of Latest Phishing Scam
October 26, 2009

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.

The subject line of the e-mail states: "check your Bank Deposit Insurance Coverage." The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."

The e-mail then asks recipients to "visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage" (a fraudulent link is provided). It then instructs recipients to "download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage."

This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft.

The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.